SPECIAL OFFER

12 months no portfolio management fees

See a free, complete preview of the portfolio we can build for you.
Read the terms and conditions.

Ready to start or transfer a pension? Come back on a desktop or tablet.

With investment, your capital is at risk. Pension rules apply.

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What does this cost you?

This is how our socially responsible investment style compares.

Remember, with investment your capital is at risk. The value of your portfolio could go down as well as up and you may get back less than you invest.

The Nutmeg pension is


  • Easy to use
    All your investments in one place, plus instant 25% government top-up on personal net contributions, subject to tax status.

  • Clear and simple
    Understand exactly what you’re paying at any time. Learn more about our fees here

  • Built by experts
    Choose between any of our investment styles: fully managed, fixed allocation or socially responsible.

  • Online 24/7
    See how your investments are performing and exactly how much you're paying — online, 24/7.

With Nutmeg you also get


  • Easy set-up
    You can start or transfer a pension online quickly and easily with our award-winning service.

  • Value for money
    We generally prefer to use exchange-traded funds (ETFs).

  • No hidden fees
    You'll always know exactly how much you're paying.

  • We’re here for you
    If you ever have a question our support team are available by phone, web chat or email.

  • Income drawdown
    Once you're 55 or over and ready to withdraw from your pension, our support team can help you begin to drawdown if you want to.

With investment, your capital is at risk. Pension rules apply and tax rules may change in future. If you need help with pensions, seek financial advice.

Total transparency


You can see an online, jargon-free overview of your investments whenever you like, so you’ll always know exactly how they’re performing and how much you’re paying. Learn more about our fees
If you ever have questions, our friendly team of customer support experts are here to help. Get in touch via built-in secure Nutmail, live chat, or phone to talk to a real person.
With an ISA you don’t pay any Capital Gains Tax on returns from your annual £20,000 allowance, and Pensions are the most tax efficient way to save for your retirement. We also make it easy for you to transfer in old pensions and ISAs so you can have all your investments in one place.
The more you save into your Nutmeg account — whether it be into your ISAs, Nutmeg pension or regular investment portfolio — the lower your fee rate.

How to set up
Invest with Nutmeg in under ten minutes


Get a Nutmeg account from the comfort of your home. No paperwork. No clutter.

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Tell us a bit about yourself

Choose your goal, timeframe and an amount you’d like to invest. Select a risk level you’re comfortable with and how you’d like us to manage your money.


Choose a portfolio

We’ll show you a projection of the potential returns you might get. You can also see examples of the kind of investments we might use to build your portfolio and their historical returns.


projection chart

Once we've got all your details, and you've selected your risk level, simply create your account. Then pay in online and we’ll take care of the rest.


Get started

With investment, your capital is at risk.

Nutmeg app screenshots on a phone and laptop

Save time and hassle

We do the hard work so you can spend your time doing what you want.

Intelligent portfolio management

Our experienced team builds and manages portfolios of globally-diversified investments suited to your goals and level of risk, using low-cost exchange-traded funds.

We keep an eye on it so you don't have to

Our fully managed portfolios are proactively managed by our experienced investment team. We'll regularly make strategic adjustments to try and protect against losses and boost returns. And our fixed allocation portfolios are designed to perform without intervention. We’ll keep you invested in assets matching your risk level, only reviewing these assets once a year to make sure they’re still right for you. Beyond that, we keep our hands off.


12 months no portfolio management fees - Terms & Conditions

Availability
  1. This offer is open to new customers only. New customers are individuals who:
    1. have not invested with, or used the services of, Nutmeg Saving and Investment Limited (“Nutmeg”) before; and
    2. in Nutmeg’s reasonable opinion, are capable of being accepted as a customer of Nutmeg, in accordance with the requirements of Nutmeg’s Standard Terms and Conditions, and all applicable law.
  2. This offer cannot be used in conjunction with any other Nutmeg offer or promotion.
Validating the offer
  1. In order to validate this offer, and benefit from the promotional rate of 0% portfolio management fee for twelve (12) months ("Promotional Fee Rate"), you must do each of the following:
    1. Sign-up via the link www.nutmeg.com/12-months-pensions; and
    2. Fund your new Nutmeg product by:
      1. in the case of an ISA or General Investment Account, making a minimum initial investment of £500; or
      2. in the case of Nutmeg Pension making a minimum initial investment of £500; or
      3. in the case of a Nutmeg Lifetime ISA making a minimum investment of £100.
When and how the offer will be applied
  1. The Promotional Fee Rate will be applied within one (1) month of the funds in the new Nutmeg customer’s account first being traded (“First Traded Date”).
  2. After a period of twelve (12) months the standard Nutmeg management fees will be applied. Details available here.
General
  1. Nutmeg reserves the right to withdraw the offer at any time without prior notice in cases of suspected abuse, fraud or violation of its rules.
  2. This offer, the ISA, Lifetime ISA, GIA and Nutmeg Pension, and transfers and withdrawals, are subject to, and governed by, Nutmeg's Standard Terms and Conditions and the general law. If there is a conflict between (a) the terms of this offer; and (b) Nutmeg's Standard Terms and Conditions the latter will prevail.
  3. Nutmeg charges management and other fees. The details are available here.
  4. Nutmeg reserves the right to change, terminate or withdraw this offer without prior notice due to unexpected operational constraints.

Nutmeg Saving and Investment Limited is authorised and regulated by the Financial Conduct Authority, whose address is 12 Endeavour Square, London E20 1JN, www.fca.org.uk. Our firm registration number is 552016. Nutmeg is covered by the Financial Services Compensation Scheme. There is more information about this in our Standard Terms and Conditions.