MENTION ME

Gift card referral offer: Terms & Conditions

This is a summary of the key conditions to redeem the gift card referral reward. It does not replace the full terms & conditions of Mention Me.

Availability

  1. This offer is open to Nutmeg Saving and Investment Limited (“Nutmeg”) customers who are currently invested and have cleared funds in their account meeting Nutmeg’s minimum investment requirements and have received the dedicated promotional email communication.
  2. This offer will:
    1. open for acceptance from Wednesday 28th November at 00:00 hours; and
    2. close on Friday 30th November at 23:59 hours, the period between 2(a) and (b) is the (“Offer Period”).
  3. New customers are individuals who:
    1. have not invested with, or used the services of, Nutmeg before; and
    2. in Nutmeg’s reasonable opinion, are capable of being accepted as a customer of Nutmeg, in accordance with the requirements of Nutmeg’s Standard Terms and Conditions, and all applicable law.
  4. This offer cannot be used:
    1. in conjunction with any other Nutmeg offer, or promotion; or
    2. to invest in a Nutmeg Lifetime ISA;

Referrer

  1. You will be able to claim your gift cards through the dedicated promotional email. The gift cards will expire on Friday 15th March 2019 (“Gift Cards Redemption Period”) after which it will no longer be possible for the new customer (“Friend”) to claim the referral.
  2. Under the terms of this offer, £100 (“Reward”) will be credited to the Nutmeg existing customer’s (“Referrer”) Nutmeg account for every Friend referred who becomes an investor within 45 calendar days of being referred via the official Mention Me referral system (as outlined below in the Referee section).
  3. The Reward will be credited to the Referrer’s Nutmeg account within 30 calendar days of funds in the Friend’s account first being traded (“First Traded Date”).
  4. The Reward will be credited to the Referrer’s Nutmeg account according to the following:
    1. If you have a Nutmeg Stocks & Shares ISA with sufficient allowance left containing a single pot, the Reward will be allocated to the pot and traded on the next investment cycle;
    2. If you have a Nutmeg Stocks & Shares ISA with sufficient allowance left or a General Investment Account containing multiple pots, the Reward will be allotted to your account in ‘unallocated’ cash and you will be promptly notified. You will then be able to log into your Nutmeg account and choose the pot to which you wish to allocate the Reward;
    3. If you do not have enough remaining allowance in their Nutmeg Stocks & Shares ISA, the Reward will automatically be credited into your General Investment Account;
    4. If you only have a Nutmeg Pension, the Reward will be allotted to your account in ‘unallocated’ cash. You will be promptly notified of this allocation and may either withdraw the amount, or alternatively, you may reinvest the Reward by paying it into your Nutmeg Pension to benefit from tax relief.

Referee/Friend

  1. The Friend will be able to claim the referral Reward until Friday 15th March 2019. From the moment the Friend redeems the referral, the Friend will then have 45 calendar days to fund their Nutmeg account.
  2. In order to be eligible to claim the £100 Reward, the Friend must provide the Referrer’s full name as shown on the gift card when prompted while filling out their personal details in the Nutmeg account setting up process.
  3. Subject to clauses 9 and 10 above, the Friend’s Nutmeg account will be credited with £100 within 30 calendar days from the First Traded Day, provided the following conditions are satisfied:
    1. in the case of a Nutmeg Stock & Shares ISA or General Investment Account, making a minimum initial investment of £500, and giving a commitment to make monthly payments of £100; or making a minimum initial investment of £5,000 per fund;
    2. in the case of Nutmeg Pension making a minimum initial investment of £5,000.
  4. The Reward will be credited to the Friend’s Nutmeg account according to the following:
    1. If the Friend has a Nutmeg Stocks & Shares ISA with sufficient allowance left containing a single pot, the Reward will be allocated to the pot and traded on the next investment cycle;
    2. If the Friend has a Nutmeg Stocks & Shares ISA with sufficient allowance left or a General Investment Account containing multiple pots, the Reward will be allotted to their account in ‘unallocated’ cash and the Friend will be promptly notified. The Friend will then be able to log into their Nutmeg account and choose the pot to which they wish to allocate the Reward;
    3. If the Friend does not have enough remaining allowance in their Nutmeg Stocks & Shares ISA, the Reward will automatically be credited into their General Investment Account;
    4. If the Friend only has a Nutmeg Pension, the Reward will be allotted to their account in ‘unallocated’ cash. The Friend will be promptly notified of this allocation and may either withdraw the amount, or alternatively, the Friend may reinvest the Reward by paying it into their Nutmeg Pension to benefit from tax relief.
  5. If you withdraw your account balance within 12 months of opening your account, Nutmeg reserves the right to withdraw £100 from the closing balance before returning funds.

General

  1. Nutmeg reserves the right to withdraw the offer at any time without prior notice in cases of suspected abuse, fraud or violation of its rules.
  2. This offer, the ISA, GIA and Nutmeg Pension, and transfers and withdrawals, are subject to, and governed by, Nutmeg’s Standard Terms and Conditions and the general law. If there is a conflict between (a) the terms of this offer; and (b) Nutmeg’s Standard Terms and Conditions the latter will prevail.
  3. Nutmeg charges management and other fees. The details are available here.
  4. Nutmeg reserves the right to change, terminate or withdraw this offer without prior notice due to unexpected operational constraints.

Nutmeg Saving and Investment Limited is authorised and regulated by the Financial Conduct Authority, whose address is 12 Endeavour Square, London E20 1JN, www.fca.org.uk. Our firm registration number is 552016. Nutmeg is covered by the Financial Services Compensation Scheme. There is more information about this in our Standard Terms and Conditions.