Simple, smart and easy to use stocks and shares ISA

We have created a flexible, transparent and expertly-built stocks and shares ISA to help you reimagine your savings.


Transfer an ISA Open an ISA

With investment, your capital is at risk.

Whether you’re thinking about opening an ISA for the first time or you're an experienced investor looking to transfer one, our flexible, transparent and expertly-built stocks and shares ISA could be right for you.

What is an ISA
A smart way to save


Saving into an ISA — an individual savings account — is a great way to protect your money from tax. Cash ISAs are the most popular, and your first £85,000 should be protected by the FSCS. However, cash ISAs are losing out to low interest rates and inflation.

Investing in a stocks and shares ISA over the longer term could deliver a higher return. Saving all or some of your annual £20,000 ISA allowance into a stocks and shares ISA can be a great way to grow your wealth. Remember, as with all investing, your capital is at risk.

Why get a Nutmeg ISA
See the benefits of a Nutmeg ISA


Everything’s online, so you can manage your account whenever you want, wherever you want, with our award-winning user interface.


Video why nutmeg thumbnail ruth

Watch the video Open an ISA

With investment, your capital is at risk.



  • Easy setup
    You can start an ISA online in just 10 minutes.


  • Value for money
    We invest only in high-quality, low-cost exchange traded funds.



  • No hidden fees
    You’ll always know exactly how much you are paying.


  • Know where you stand
    Keep an eye on your account wherever you are, whenever you want.



  • Total flexibility
    Withdraw or transfer to another ISA at any time.


  • We’re here for you
    Our support team are available by phone, web chat or email.

How to set up an ISA
Start investing with Nutmeg in under ten minutes


Get a stocks and shares ISA from the comfort of your home. No paperwork. No clutter.

Isa desktop 4

Tell us a bit about yourself

Choose your goal, timeframe and an amount you’d like to invest. Select a risk level you’re comfortable with and how you’d like us to manage your money.


Choose a portfolio

We’ll show you a projection of the potential returns you might get. You can also see examples of the kind of investments we might use to build your portfolio and their historical returns.


Isa projection chart

Once we've got all your details, and you've selected your risk level, simply create your account. Then pay online and we’ll take care of the rest.


Transfer an ISA Open an ISA

With investment, your capital is at risk.

How much can I save?
See the difference with a Nutmeg ISA


Compare how investing your money in a stocks and shares ISA could give you a greater return, subject to greater risks, than an interest-paying cash ISA over the long term.


£

for 10 years

High street
bank cash ISA

Estimated interest rates

Expected value


Cash deposits are generally protected by the Financial Services Compensation Scheme up to £85,000. Check with your provider.

Nutmeg
stocks & shares
ISA

Based on returns of

Expected value


Your capital is at risk as the value of your investment may fall as well as rise.

As with all investing, your capital is at risk. The value of your portfolio with Nutmeg can go down as well as up and you may get back less than you invest. Past performance is not a reliable indicator of future performance. A stocks and shares ISA may not be right for everyone and tax rules may change in the future. If you are unsure if an ISA is the right choice for you, please seek independent financial advice.

Transfer an ISA Open an ISA

With investment, your capital is at risk.

Portfolios and pricing
How much do I need?


You can open a Nutmeg ISA with just £500 and a £100 monthly contribution. Or, a £5,000 lump sum. Choose to start from scratch or transfer other stocks and shares or cash ISAs.

We offer two investment styles for your stocks and shares ISA. Don’t worry if you’re not sure which one is right for you — you can change this any time you want.

Fully managed portfolios

An intelligent portfolio built and fully-managed by our experienced investment team.

Nutmeg fee: 0.75% up to 100k, 0.35% after that

Avg. investment fund cost: 0.19%
Avg. effect of market spread: 0.10%

Perfect if you:

Want the peace of mind that your portfolio is being managed by our experienced team.

Want a team of experts working hard to seek opportunities to improve returns and reduce risk, all for a low fee.


Find out more

Fixed allocation portfolios

An intelligent, packaged portfolio crafted by our team but with no ongoing strategic intervention.

Nutmeg fee: 0.45% up to 100k, 0.25% after that

Avg. investment fund cost: 0.17%
Avg. effect of market spread: 0.10%

Perfect if you:

Are looking for the greatest diversification at the lowest cost.

Are comfortable holding your investments through the ups and downs of the global markets, without our intervention.


Find out more

Remember, with investment your capital is at risk. The value of your portfolio could go down as well as up and you may get back less than you invest.

How much does it cost?

Choose an investment style to see how much you'd pay


If you invest

£25,000

Your Nutmeg fee will be

£/week

Additional costs of investing

  • Average investment fund costs of 0.19% per annum, paid to fund providers
  • Average effect of market spread of 0.10% per annum

Understanding the costs of investing

Setup and exit fees

£0

Standard withdrawals and account closures are free. If you need an in-specie transfer out, it’s £10

Transaction fees

£0

Trading fees

£0

ISA FAQ
Find out more about ISAs and Nutmeg


Get answers to more ISA questions

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Investors who wait until the end of the tax year to contribute to an ISA could be missing a trick.

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