If you’ve never invested before, taking the first step on the investment ladder can be daunting. We’re here to help you every step of the way, so you can become a confident investor in no time.
Investing in the stock markets is quite different from simply saving your money in a bank account.
Inflation measure used is the retail price index up to 1989 and the consumer price index (CPI) thereafter. Portfolio returns are calculated as a mix of UK gilts (50%), UK equities (35%) and International equities (15%) in sterling terms.
As the cost of living rises, your money will be worth less, so savings have to do better than inflation in order to grow in real terms.
If you can invest for the long term, your money has a better chance of riding out short term volatility and earning returns. In fact, if you invest for 10 years, you have a 99.4% chance of making gains.
By reinvesting your returns, you’ll have compounding on your side. Learn about the power of compound returns.
If you’re just starting out investing, learn from the wisdom of some of the world’s most successful investors. Read more
Investing can seem complicated - but it doesn’t have to be. Cut through the jargon with our no nonsense guide. Read more
Find out all about the different types of ISA and how they could help you save on tax. Read more
Compare the returns you could get with Stocks and Shares ISA vs a Cash ISA with our handy calculator. Try it out
If you want to save for retirement, you might want to start a pension. Learn more about pensions and the benefits they offer.