Investing

Whether you’re in your twenties and just starting to explore investing or in your fifties and lucky enough to have paid off your mortgage, our life moments map aims to help you understand your financial options at each stage of life. We look at the products available to you, and how you may want to steer your investment goals. 

A property is likely the biggest purchase any of us could ever make. Not everyone wants to buy their own home, but for those still dreaming of getting on the ladder, investing can be a good way of helping you get there.

When cryptocurrency exchange FTX filed for bankruptcy on 11 November, it plunged the sector into crisis. Digital currencies dropped in value as investors ditched their investments, an investigation was launched into the company, and some commentators labelled the event crypto’s “2008 moment”. But what can the events teach investors?

Momentum behind socially responsible investing (SRI) has grown tremendously in recent years, and as a trend rooted in long-term change it can be an ideal strategy to consider when investing for your retirement. So, what impact can a socially responsible pension really have?  

In this month’s investor update, Paul Hillis, a senior wealth manager at Nutmeg, speaks with director of investment strategy, Brad Holland, about making sense of recent movement in the bond markets, and the falls in energy prices that we’ve seen since the summer. They also discuss why strong labour markets give reason for optimism on the global economy, as well as changes to the Nutmeg fully managed portfolios.  

Mortgage rates have been trending higher over the past year, and this spiked more recently given unprecedented events in Westminster – the announcement, and subsequent U-turn, on fiscal expansion outlined in the Growth Plan. But what does this all mean for the housing market?

The earlier you start investing for a child’s future, the better the outcomes may be. Here we look at what options you have and see why it’s never too late to start.

A year of poor returns so far in 2022 has left investors with few places to hide across global financial markets, but while portfolios may be down, investors should heed the lessons of the past when thinking about their longer-term financial goals.  

Recent poor bond market performance has caught many by surprise; not least because bond-based investments are expected to have low long-term volatility. Here we explain how the events of 2022 came to be and lay out a framework for suggesting where government bond yields are likely to settle.  

Thinking about pensions can be intimidating, especially if you’ve yet to set out your own retirement goals. So, let’s start with the basics. Here we look at the different types of pensions available in the UK to help you decide which options are right for you. 

The financial services industry is full of jargon and ‘Bed and ISA’ is probably one of the more unusual terms you may come across. To demystify the term, we take you through exactly what ‘Bed and ISA’ is, and how the process can help you make the most of your investments and keep them out of reach of the taxman.

In this month’s investor update, Nutmeg investment writer, Gary Shepherd, speaks with chief investment officer, James McManus, about how markets have responded to the chancellor’s mini-budget, and what this has meant for client portfolios. We also examine surprise data from the Office for National Statistics showing that the UK is not yet in an official recession in contrast to previous expectations.