Has the cost of borrowing delayed your property hunt? Your options assessed
19 July 2023|7 min
With rising interest rates, the process of getting a mortgage and buying a home is getting trickier. We offer some tips to help you get your foot through the front door, whether you buy now or invest for later.
What is inheritance tax? And how much could it cost you?
19 July 2023|6 min
Many people may not be aware of how their main home and other assets could be affected by inheritance tax (IHT) after they’ve passed away. We explore some of the key things to know about IHT and options you may want to consider to reduce your potential IHT bill.
How advice can help you with your tax allowances
6 April 2023|4 min
Getting your finances in order can feel like a daunting task, particularly when tax rules are changing. But, as the saying goes, a problem shared is a problem halved. Our qualified financial advisers always take tax considerations into account when making their recommendations to help you make sure you’re on track for the future you want.
Best options for grandparents – Junior ISA or ISA?
29 March 2023|5 min
Whether it’s a little bit of money in a birthday card or something more substantial, grandparents often want to help with their grandchildren’s financial futures. Our guide weighs up the differences between traditional ISAs and Junior ISAs, so grandparents can decide which may better suit their grandchild’s needs.
How the capital gains tax changes will affect you
23 March 2023|7 min
Capital gains tax (CGT) is the tax you pay when you sell, or ‘dispose of’, an asset for a profit – or gain. You used to be able to make thousands of pounds per tax year in capital gains from selling things you owned before paying CGT, and while some assets are free from CGT (more on this later) there have been a series of changes in recent years that seriously curtail the amount of profit – or gain – you can make before you need to start paying tax.
Are women really more risk averse than men?
7 March 2023|4 min
It’s a cliché as old as investing – when it comes to their future money, women simply aren’t prepared to take the risks that men are, and therefore miss out on the potential for investment returns. But is it really as simple as that? We’ve looked at our own data to see how much truth there is in the adage that women are risk averse.