Is a Junior ISA right for you (and your child)?
4 February 2021|6 min
The Junior ISA (or JISA) has captured plenty of attention in the eight years since its introduction. Understandably so, given many young people are either struggling to get a foot on the property ladder or shouldering thousands of pounds in student debt – or both.
Is it time to rethink cash gifts for children?
7 August 2020|4 min
Do you worry that gifting money to children will be seen as lazy or thoughtless? Have you ever wondered whether the money you spend on token gifts could be doing more for the children you care about? Despite past research¹ showing that many of us worry that gifting money to children risks being seen as lazy or thoughtless, our research shows that it has become more popular – and socially acceptable – due to lockdown. But might cash be gifted in a more efficient way? If it were invested, for example.
A five-step plan to financial wellness in 2020/21
6 April 2020|4 min
Now that we’ve officially crossed into a new tax year, it’s time to put aside deadlines for a moment and… breathe. With the end of the tax year another 12 months away, now is an opportunity to take stock and refocus on your financial goals.
Responses to the current climate: a tale of three investors
25 March 2020|4 min
We’ve seen sharp falls in stock markets lately and that has caused many investors to wonder if they should change their strategy. Everyone’s situation is different, so the right answer really depends on you, but we are able to share a few examples that show the kinds of investor behaviour we’ve seen lately.
Nine quick wins to take the stress out of tax year end
26 February 2020|9 min
Depending on your situation, a few simple steps could have a big impact on your wealth – and the wealth of your loved ones. Below we’ve compiled a list of nine tips to lower your tax bill, preserve your benefits and protect the people you love.
My inheritance journey – “Without that money, I couldn’t pay off my overdraft”
24 January 2020|3 min
Among other characteristics that are often carelessly ascribed to the millennial generation is a tendency to be work-shy and wasteful (the latter trait apparently revealed by a penchant for buying avocado-toast). However, these (mis)characterisations obscure the fact that Brits in their 30s are actually worse off than those born a decade ago, with no improvement in living standards and falling rates of home ownership.
Habito Go helps first time buyers get ahead of the competition
23 January 2020|5 min
We talked to Romney, chief of staff at financial technology start–up Habito, about what it takes to do something completely new in the world of mortgages. Their latest product, Habito Go, brings speed and certainty to the home-buying process by arming first time buyers with more negotiating clout. Here’s how they did it.