Retirement

With many of us likely to need means beyond the State Pension for our later years, considering personal pensions – and the tax relief on offer – could help you get one step closer to your dream retirement.

It’s a question many of us face when we think about funding our retirement – whether to invest in property, downsize your home, or focus more on a personal pension. Here are the pros and cons of each route to creating a stronger financial future.

In order to better understand the needs and concerns of the UK public, we asked 2,000 UK adults about their retirement plans, with some fascinating insights. Here we talk about some of the key highlights and some possible steps if you find yourself in a similar situation. 

Understanding UK pensions and retirement provision can be complex and difficult. Here’s our handy guide with some brief definitions of the key terms you need to know, and links to where you can find out more.

Make confident financial decisions, achieve your goals, and enjoy a more secure financial future

With many of us having multiple workplace pensions from the different jobs we’ve held, as well as perhaps a personal pension, planning for your retirement can sometimes feel overwhelming. Here’s our guide on how to get a clearer view, including consolidating old pensions into one pot.  

Pensions can beintimidating, especially if you’re a long way from retirement. Here we look at the different types of pensions available in the UK to help you decide which options are right for you.

Chancellor Jeremy Hunt unveiled the government’s Budget today, which outlined its plans for spending and revenue raising from the next tax year and beyond. There were some significant changes to pensions announced, which could have an impact on the way you plan for retirement.

The lifetime allowance (LTA) can have a big impact on your wealth planning – but it’s a complex topic that takes time to understand. We’re here to help.   

More people are accessing their pension pots using something called “flexible drawdown”. Despite growing in popularity, there’s still some confusion around when and how to use it, and the longer-term impact it can have on your pension pot and retirement plans.   

Momentum behind socially responsible investing (SRI) has grown tremendously in recent years, and as a trend rooted in long-term change it can be an ideal strategy to consider when investing for your retirement. So, what impact can a socially responsible pension really have?