Aga, a software engineer, first started investing after getting frustrated about low interest rates. She spends quite a lot of time thinking about her finances and hopes to be able to retire early.
Agnieszka — Aga for short — is a software engineer who has been living in London for the past nine years.
She got into investing because she was really frustrated with the low interest rates. She did the maths and worked out she was losing money on cash savings.
At the time, Aga didn’t know that much about investing, so she turned to her brother, who works in investment banking, for help. She asked him what she could do with a sizeable chunk of money so that it wouldn’t decay; he recommended Nutmeg.
“It gave me the possibility to invest small amounts of money at first, and then complete flexibility to top it up.”
Aga currently has two pots with Nutmeg; a medium risk one and a high risk one. She also owns two properties.
Aga manages her finances using spreadsheets to ensure she has a good balance between cash savings, investments, options and property. She spends quite a lot of time thinking about how to spend, save and invest her money so that she feels financially secure. Aga also hopes to be able to retire early.
“Nutmeg helped me grow as an investor from zero, to somebody who’s quite confident putting money at risk and assessing that risk.”
Aga likes receiving Nutmeg’s monthly investor updates, which explain the investment team’s strategy and what’s happening in the market.
She found the investor updates especially helpful in the beginning when she wasn’t familiar with how investing worked. They made her feel a lot more confident about investing.
Hear what other Nutmeg customers say
This is the fourth article in a five-part series where we talk to our customers about their financial goals, investments and experiences with Nutmeg. Read about Ben, Neil and Stefan or watch the videos to hear from them.
Risk warning: As with all investing, your capital is at risk. The value of your portfolio with Nutmeg can go down as well as up and you may get back less than you invest. Past or future performance indicators are not a reliable indicator of future performance.