Financial tools for smarter investing

Lisa Caplan

2 min read

To help you plan for your financial future, we’ve developed a few handy calculators and tools to give you an idea of the kind of returns you could get from different types of investment products.

Having an idea of possible returns you could expect to receive from your stocks and shares ISA or other general investment accounts is something you should want to know before you invest.

Similarly, understanding how much you need to put aside now to have enough money to enjoy your retirement is really important.

To help you crunch these numbers, we’ve developed an ISA calculator, pension calculator and investment forecasting tool.

But please do remember, these calculations are just projections based on the figures you put in and aren’t guaranteed.

The ISA calculator

Our intuitive ISA calculator shows you the returns you might get from three different stocks and shares portfolios (low risk, medium risk and high risk) compared to expected returns on a cash ISA.

Use our ISA calculator to compare how investing your money in a stocks and shares ISA could give you a greater return, subject to greater risks, than an interest-paying cash ISA over the long term.

The pension calculator

How much money do you need to be putting aside each month to afford the lifestyle you’d like in retirement? Our pension calculator will help you work out what you should be contributing to your personal pension.

To use it, just enter your desired annual income in retirement, how much you’ve already got saved in your pensions, and your ideal retirement age. We’ll do the sums and tell you what you need to contribute to afford the retirement you’d like.

The investment forecaster

You’d like to dip your toe into the world of investing. But you have no idea what’s involved, how it works, or what to expect.

Our ‘try it now‘ investment forecaster can provide the answers to some of your questions. Intuitive and with no obligation to create an account, you can play around with different risk/reward scenarios and time frames.

Tell us how long you can invest for, how much you’d like to invest, how much risk you are happy to take, and how much input you’d like from our investment management team on an ongoing basis. We’ll be able to give you an idea as to whether you’ll be on track to achieve your goals.

The smart way to invest

These tools and calculators should give you some idea of what you might be able to expect from investing. The most important thing to keep in mind is that investing is for the long term: three to five years as a minimum, but ideally ten years or longer.

Risk warning: As with all investing, your capital is at risk. The value of your portfolio with Nutmeg can go down as well as up and you may get back less than you invest. Past and simulated performance indicators are not a reliable indicator of future performance. ISA and pension rules apply.



Lisa Caplan

Lisa Caplan

Lisa Caplan is head of financial advice at Nutmeg. She combines her wide experience of developing brands for blue chip companies with eight years as a chartered financial planner delivering financial advice to a range of people at different stages of their lives.

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