Special offer for IPSE members

Invest with Nutmeg and you'll get a globally diversified investment portfolio, built by our experts, to help you to reach your financial goals.

As an IPSE member you'll pay no portfolio management fees on your investments for six months and 25% off Financial Advice.

To use your 25% off financial advice visit our Advice Hub and book a free initial call, entering your IPSE membership number on the booking form.

Terms and conditions apply

With investment, your capital is at risk.

How will the offer be applied?

The promotional fee rate will be applied within 30 days of your funds first being traded.
This means that when signing up via this page you will still see fees presented during the on-boarding process.

Regulated

We are authorised and regulated by the Financial Conduct Authority

Protected

Assets are protected by the  Financial Services Compensation Scheme

Trusted

We asked for your feedback and you rated us 'Excellent' on TrustPilot

Why choose Nutmeg?

We were the first and we’re now the largest digital wealth manager in the UK with over 100k customers. We don’t hide behind complex pricing structures or financial jargon. We don’t keep you in the dark when it comes to your investments or how they’re performing. Instead, we give you complete transparency – and want you to feel empowered.

Experienced

Our in-house investment team have built a range of intelligent portfolios and can adjust them to your risk appetite and style. Like the idea of investing with a socially responsible focus? You can do just that with Nutmeg.

Simple

It's easy to open an account or transfer investments to Nutmeg. Log in from any device and start with as little as £100 or £500 depending on the product. We charge no exit fees, speak plain English, and give you the flexibility to change your investment style altogether.

Transparent

At Nutmeg, we’ll keep you up to date on what exactly you’re invested in and how your investments are performing. But that’s not all. Our customer support will be on-hand to answer any questions you have.

Choose your investment style

All four Nutmeg investment styles are built by experts and use exchange traded funds to diversify across stocks, bonds, industries, even countries. Choose the one that works for you.

Fully Managed

Proactively managed portfolio

These portfolios are proactively managed by our experienced investment team. This means they will regularly make strategic adjustments to try and protect against loses and boost returns.

Annual costs and charges

0.75% up to £100k, 0.35% beyond

+Average investment fund cost: 0.21%

+Average market spread: 0.08%

Smart Alpha

Powered by J.P. Morgan Asset Management

J.P. Morgan Asset Management adapts your portfolio during changing market conditions, while using their in-house research to select securities with the aim of delivering better returns.

Annual costs and charges

0.75% up to £100k, 0.35% beyond

+Average investment fund cost: 0.33%

+Average market spread: 0.08%

Socially Responsible

With a focus on the environment and society

Our socially responsible portfolios (SRI) are tilted towards companies and bond issuers that have high environmental, social and governance (ESG) standards. Like Fully Managed, these portfolios are proactively managed by our experienced investment team.

Annual costs and charges

0.75% up to £100k, 0.35% beyond

+Average investment fund cost: 0.33%

+Average market spread: 0.08%

Fixed Allocation

Assets without intervention at a low cost

These portfolios are designed to perform without intervention. By that, we mean we'll keep you invested in assets that match your risk level, and only review those assets once a year to make sure they're still right for you. Beyond that, we'll keep our hands off.

Annual costs and charges

0.45% up to £100k, 0.25% beyond

+Average investment fund cost: 0.18%

+Average market spread: 0.08%

Nutmeg Fees

As with any wealth manager, there are underlying costs. But rather than burying our fees in the small print, we want to be clear and upfront about what we charge.

Please note that the Nutmeg Fees will be charged once your 6 month portfolio management fee free period has elapsed.

£
Input estimated investment

Fully Managed

per week

Nutmeg fees
0.75% up to £100k, 0.35% beyond

Fund costs
+Average investment fund cost: 0.21%

Market spread
+Average market spread: 0.08%

Smart Alpha

per week

Nutmeg fees
0.75% up to £100k, 0.35% beyond

Fund costs
+Average investment fund cost: 0.33%

Market spread
+Average market spread: 0.08%

Socially Responsible

per week

Nutmeg fees
0.75% up to £100k, 0.35% beyond

Fund costs
+Average investment fund cost: 0.33%

Market spread
+Average market spread: 0.08%

Fixed Allocation

per week

Nutmeg fees
0.45% up to £100k, 0.25% beyond

Fund costs
+Average investment fund cost: 0.18%

Market spread
+Average market spread: 0.08%

Terms and Conditions

Availability

1. This offer is only open to New customers who are members of The Association of Independent Professionals and the Self-Employed (IPSE). These customers are individuals who:

a. have not invested with, or used the services of, Nutmeg Saving and Investment Limited (“Nutmeg”) before;

b. in Nutmeg’s reasonable opinion, are capable of being accepted as a customer of Nutmeg, in accordance with the requirements of Nutmeg’s Standard Terms and Conditions, and all applicable law; and

c. are recognised by IPSE as a member with an official membership number.

2. This offer can be used:

a. in conjunction with the 25% off financial advice offer for IPSE members.

3. This offer cannot be used:

a. in conjunction with any other Nutmeg offer or promotion except the 25% off financial advice and financial planning offer for IPSE members in accordance with clause 2a; or

b. to invest into a 100%-cash pot.

Validating the offer

4. In order to validate this offer, and benefit from the promotional 0% per annum portfolio management fee (“Promotional Fee Rate”) for 6 months, you must do each of the following

a. Sign-up via the offer’s IPSE promotion page and enter your email address; and

b. Fund your new Nutmeg product:

i. In the case of Nutmeg ISA, General Investment Account, or Pension by making a minimum initial investment of £500;

ii. in the case of a Nutmeg Lifetime ISA or Junior ISA making a minimum investment of £100.

When and how the offer will be applied

5. The Promotional Fee Rate will be applied within one (1) month of the funds in the new Nutmeg customer’s account first being traded (“First Traded Date”).

6. After a period of six (6) months with no fees the standard Nutmeg fees will be applied. Details available here.

General

7. Nutmeg reserves the right to withdraw the offer at any time without prior notice in cases of suspected abuse, fraud or violation of its rules.

8. This offer, the ISA, GIA, LISA, JISA and Nutmeg Pension, and transfers and withdrawals, are subject to, and governed by, Nutmeg’s Standard Terms and Conditions and the general law. If there is a conflict between (a) the terms of this offer; and (b) Nutmeg’s Standard Terms and Conditions the latter will prevail.

Nutmeg Saving and Investment Limited is authorised and regulated by the Financial Conduct Authority, whose address is 12 Endeavour Square, London E20 1JN, www.fca.org.uk. Our firm registration number is 552016. Nutmeg is covered by the Financial Services Compensation Scheme. There is more information about this in our Standard Terms and Conditions

Availability

1. This offer is open to both Existing and New customers who are members of The Association of Independent Professionals and the Self-Employed (IPSE).

a. Existing customers are individuals who are customers of Nutmeg Saving and Investment Limited (Nutmeg) that have opened an account before 13/01/2020.

b. New customers are individuals who:

i. have not invested with, or used the services of, Nutmeg before; and

ii. in Nutmeg’s reasonable opinion, are capable of being accepted as a customer of Nutmeg, in accordance with the requirements of Nutmeg’s Standard Terms and Conditions, and all applicable law.

c. IPSE members are individuals who are recognised by IPSE as a member with an official membership number which must be entered during the booking process or declared on the phone during your call with a Nutmeg financial adviser or financial coach to apply the offer.

2. This offer can be used:

a. In conjunction with the 6 months no management fees offer for IPSE members.

3. This offer cannot be used

a. in conjunction with any other Nutmeg offer or promotion except the 6 months no management fees offer for IPSE members.

Validating the offer

4. In order to validate this offer, and benefit from the promotional 25% off Financial Advice and Financial Planning costs (“Advice Promotional Fee Rate”), you must do each of the following:

a. Sign-up via Nutmeg’s Financial Advice page for an initial free call with a Nutmeg financial adviser or coach.

b. Insert your IPSE membership number when booking your call via the Nutmeg booking portal.

c. In the event you do not insert your IPSE membership number during the booking process, please inform the Nutmeg financial adviser or coach that you are an IPSE member and provide your IPSE membership number during your call.

d. Failure to declare your IPSE membership number during the booking process or during your call with a Nutmeg financial adviser or coach will result in the promotion not being applied.

When and how the offer will be applied

5. The Promotional Fee Rate will be applied after the customer’s IPSE membership number is confirmed and will be reflected in any invoice for the Financial Planning or Advice service.

6. For the avoidance of doubt and in accordance with clause 2d, the offer will not be applied in the event the customer fails to declare their IPSE membership number during the booking process or their call with a Nutmeg financial adviser or coach.

General

7. Nutmeg reserves the right to withdraw the offer at any time without prior notice in cases of suspected abuse, fraud or violation of its rules.

8. This offer, the ISA, GIA, LISA, JISA and Nutmeg Pension, and transfers and withdrawals, are subject to, and governed by, Nutmeg’s Standard Terms and Conditions and the general law. If there is a conflict between (a) the terms of this offer; and (b) Nutmeg’s Standard Terms and Conditions the latter will prevail.

9. Nutmeg charges management and other fees. The details are available here.

10. Nutmeg reserves the right to change, terminate or withdraw this offer without prior notice due to unexpected operational constraints.

Arrange a call with customer support

Our team of specialists can help answer any questions you may have.

Arrange a call