12 Months 0% portfolio management fees

Invest with Nutmeg and you'll get a globally diversified investment portfolio, built by our experts, to help you to reach your financial goals.

New clients only. Minimum investment required. Other charges apply.
Terms and conditions apply

With investment, your capital is at risk.

How does the offer work?

This promotion is valid for Nutmeg's stocks and shares ISA, Lifetime ISA, Junior ISA, personal pension and general investment account. 

The promotional fee rate will be applied within 30 days of your funds first being traded on the first product you open. Plus, you'll receive the promotional fee rate on other Nutmeg products you take out in the period too, but remember the fee free period starts when the first product funds are traded, and not for each subsequent product. For example, if you take out a Lifetime ISA which is first traded on 1 Jan 2024 and then on 1 Feb 2024 take out a personal pension, the personal pension will have a fee free period of 11 months. 

When signing up via this page you will still see fees presented during the on-boarding process, but the portfolio management fees will not be payable by you for the first 12 months.

This promotion cannot be claimed together with any other Nutmeg offer or promotion for new Nutmeg customers.


Nutmeg has been awarded Boring Money Best Buy ISA 2024



Client assets are held separately with Barclays and State Street, per regulatory requirements



Chosen and trusted by our clients for over 10 years

Why choose Nutmeg?

We don’t hide behind complex pricing structures or financial jargon. We don’t keep you in the dark when it comes to your investments or how they’re performing. Instead, we give you complete transparency, and want you to feel empowered.



Our in-house investment team have built a range of investment portfolios and can adjust them to your risk appetite and style. Like the idea of investing with a socially responsible focus? You can do just that with Nutmeg.



It's easy to open an account or transfer investments to Nutmeg. Log in from any device and start with as little as £100 or £500 depending on the product. We charge no exit fees, speak plain English, and give you the flexibility to change your investment style altogether.



At Nutmeg, we’ll keep you up to date on what exactly you’re invested in and how your investments are performing. Our client services will be on-hand to answer any questions you have.

Choose your investment style

All five Nutmeg investment styles are built by experts and use exchange traded funds (more on ETFs here) to diversify across stocks, bonds, industries, even countries.

Choose the one that works for you. 

Fully managed

Proactively managed portfolio.

Find out more

Thematic investing

Invest in the long-term trends shaping our future.

Find out more

Smart Alpha

Powered by J.P. Morgan Asset Management.

Find out more

Socially responsible investing

Built to incorporate ESG considerations.

Find out more

Fixed allocation

Assets without intervention at a low cost.

Find out more

Terms and Conditions

These Promotional Offer T&Cs were last updated on 25.03.2024.

You  this means the person who is benefitting from the promotional fee rate, the Eligible Participant.

Us – Nutmeg, a trading name of Nutmeg Saving and Investment Limited, so whenever you see 'we', 'us' or 'our', you know who we're referring to.

If there is anything that you do not understand, please contact us for more information using the details in Section 7 below.

1. The Promotion and Your agreement with Nutmeg

1.1. We are offering a promotional rate of [0%] portfolio management fees for a period of twelve (12) months on investments held with Nutmeg. We have explained in section 5 how this offer works. You should sign up via this link and follow the steps explained in section 4.1 below. This offer is referred to here as the “Promotional Fee Rate”.

1.2. The main agreement between you and Nutmeg is set out in the Nutmeg Standard T&Cs, which are available here. The Nutmeg Standard T&Cs govern how Nutmeg will provide investment services to you.

1.3. The terms set out here are the “Promotional Offer T&Cs”. The Promotional Offer T&Cs set out the basis on which we offer the Promotional Fee Rate. Some of the terms in the Promotional Offer T&Cs amend the Nutmeg Standard T&Cs. You should read both sets of T&Cs before redeeming the Promotional Fee Rate.

1.4. The capitalised words in these Promotional Offer T&Cs have the same meaning as in the Nutmeg Standard T&Cs, unless they are expressly given a different meaning here.

1.5. If there is an inconsistency between (a) the Promotional Offer T&Cs; and (b) the Nutmeg Standard T&Cs, these Promotional Offer T&Cs will apply.

1.6. If you open a Nutmeg account by taking the steps explained in section 4.1 below, please note that both T&Cs, the Promotional Offer T&Cs and the Nutmeg Standard T&Cs, will apply to you.

2. Who is able to benefit from the Promotional Fee Rate?

2.1. The Promotional Fee Rate is only available to “Eligible Participants”. Eligible Participants are individuals who, in addition to meeting the eligibility requirements in Sections 1.1 and 1.2 of the Nutmeg Standard T&Cs, at the date of opening a Nutmeg account:

  • have not previously invested with, or used the services of, Nutmeg; and
  • are UK resident and are not a US person.

2.2. When you create a Nutmeg account in accordance with the steps in section 4.1, you confirm that you are an Eligible Participant.

3. What Nutmeg products does the Promotional Fee Rate apply to?

3.1. The Promotional Fee Rate is available in respect of the following Nutmeg products:

  • Stocks and shares ISA;
  • Junior ISA;
  • Lifetime ISA;
  • Personal pension; and
  • General investment account

each an "Eligible Product" and together the "Eligible Products".

This means that once you take out an Eligible Product in accordance with the steps in section 4.1 and start receiving the Promotional Fee Rate on the Eligible Product, you will also receive the remainder of the Promotional Fee Rate on any subsequent Eligible Products you take out. This means that the 12 month fee fee period will commence from when your first Eligible Product is first traded by Nutmeg, for all Eligible Products. For example, if you take out a Lifetime ISA which is first traded on 1 Jan 2024 and then on 1 Feb 2024 take out a personal pension, the personal pension will have a fee free period of 11 months. 

If the first Eligible Product you take out is a Junior ISA, the Promotional Fee Rate will apply to the first Junior ISA product that you take out and not any subsequent Junior ISA products. 

3.2. The Promotional Fee Rate cannot be used:

  • together with any other Nutmeg offer or promotion for new Nutmeg customers; or
  • to invest into a 100%-cash pot.

4. How to validate the Promotional Fee Rate

4.1. In order to validate and benefit from the Promotional Fee Rate, you must do all of the following:

  • open a Nutmeg account via the following link: https://www.nutmeg.com/12-months and enter your email address into the dedicated email field; and
  • fund your new Nutmeg product in accordance with the minimum investment requirements set out in Section 1.1 of the Nutmeg Standard T&Cs.

4.2. Once you have completed the steps at section 4.1 above, the Promotional Fee Rate will be applied automatically to your Nutmeg account and you will not need to take any further action.

4.3. If you do not follow all of the steps in section 4.1 correctly, we will not be able to apply the Promotional Fee Rate to your Nutmeg account. In this case, Nutmeg’s normal fees and charges will apply.

4.4. If you notice that you have not signed up correctly and/or the Promotional Fee Rate has not been applied to your Nutmeg account, please contact our client services team - our details are in section 7 below.

5. When and how will the Promotional Fee Rate be applied?

5.1. The Promotional Fee Rate will be applied within thirty (30) days of the funds in your Nutmeg account first being traded.

5.2. The Promotional Fee Rate will apply for a period of twelve (12) months from the date on which the Promotional Fee Rate was first applied to the funds in your Nutmeg Account. After those twelve (12) months, the standard Nutmeg fees and charges which cover your chosen product will apply. More information can be found in the Schedule of fees and charges of the Nutmeg Standard T&Cs and you are welcome to contact us (our details are in section 7) if you have any questions, or if you want to know the length of time remaining of on your fee-free promotion period.

5.3. In addition to the Promotional Fee Rate, additional costs may apply to your investments, for example where we carry out transactions on your behalf. More detail can be found in the Schedule of fees and charges of the Nutmeg Standard T&Cs.

6. General Terms

6.1. We may change, terminate or withdraw the Promotional Fee Rate immediately without notice to you in cases of:

  • suspected abuse, fraud or violation of its rules;
  • your failure to comply with any obligations under these Promotional Offer T&Cs; or
  • unexpected operational constraints.

6.2. Where the Promotional Fee Rate is changed, terminated or withdrawn in accordance with this section, these Promotional Offer T&Cs will no longer apply.

6.3. We may terminate or withdraw this Promotional Fee Rate at any time by giving you reasonable written notice before this happens.

6.4. We may change these Promotional Offer T&Cs at any time. Any changes we make to these Promotional Offer T&Cs will be effective immediately on posting to the website. Unless legal or regulatory obligations prevent us from doing so or where the change is not to your disadvantage (e.g. making these terms easier to understand), we will give you reasonable prior written notice of any change to these Promotional Offer T&Cs before these take effect.

6.5. Your continued participation following any changes will signify your acceptance of the revised terms and conditions. If you do not agree to any changes you should withdraw from this Promotional Fee Rate. If you have any questions about any changes, please contact us - our details are in section 7 below.

6.6. English law applies to this agreement and any dealings we had before you and we entered into this agreement.

6.7. The courts of England and Wales have jurisdiction to hear any disputes about this agreement, unless you live in another part of the UK in which case any disputes may be brought in that part of the UK.

6.8. Your personal data will be treated in line with the Nutmeg’s Privacy Policy which can be found here.

7. Getting in contact

  • We're here for you. You can get in touch with us by secure email (we call this Nutmail), by webchat at https://www.nutmeg.com/contact/contact-faq by telephone on 020 3598 1515 or email at support@nutmeg.com
  • If we need to get in touch with you, we will send you a Nutmail. You must sign in to our website to read any Nutmail messages we send to you. We may also call you by phone, use email or the post to contact you. We aren't responsible if you don't get information or notices from us because we've used out-of-date contact details. That's why it's really important that you:
  • tell us as soon as possible if your contact details change; and
  • check your emails and Nutmail regularly.
  • If you're deaf, hard of hearing, or have a speech disability, you can call us via the Relay UK app, or by dialling 18001-020 3598 1515 from a textphone. We can provide alternative accessible formats for certain documents. If you need them or want more information on how we help those with accessibility needs, you can contact us on the details above.

Copyright © 2022 Nutmeg Saving and Investment Limited.

Nutmeg® is a registered trade mark of Nutmeg Saving and Investment Limited, authorised and regulated by the Financial Conduct Authority, no. 552016, registered in England and Wales, no. 07503666, with a registered office at 25 Bank Street, Canary Wharf, London E14 5JP.

Nutmeg is covered by the Financial Services Compensation Scheme in respect of the investment business it provides. Please see Section I of the Nutmeg Standard T&Cs for more information.