Fixed allocation portfolios

Low cost, diversified portfolios with automated rebalancing

Designed to perform without intervention. We’ll keep you invested in assets matching your risk level, only reviewing these assets once a year to make sure they’re still right for you. Beyond that, we keep our hands off.

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With investment, your capital is at risk.

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Diversified

Global, multi-asset portfolios crafted by our experienced team.

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Automated

Fully-automated rebalancing and dividend reinvestment.

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Low cost

Nutmeg management fee of 0.45% up to £100k and 0.25% thereafter


Try it out

Remember, with investment your capital is at risk. The value of your portfolio could go down as well as up and you may get back less than you invest.

Choose a level of risk to see what's in our portfolios

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Portfolio breakdown and investments

Learn more about the investments we use

The majority of holdings are ETFs that meet European regulatory standards.


Includes holdings in

  • Large and medium-sized companies across all developed and emerging countries

  • Fast-growing small companies in the US, Europe, Japan, and emerging markets

  • Government bonds in the UK with a wide range of maturities

  • Corporate bonds issued by a wide variety of UK and international companies in sterling, and high-yielding corporate bonds issued in the US

  • Higher yielding bonds issued by governments from developing countries

And exposure to

  • Stock markets across 46 countries in the developed and developing markets covering 99.8% of the world's market

  • Best in class ETFs across all providers

  • Up to 10,000 individual underlying securities

  • A balance between sterling and foreign currencies to help mitigate risk.

  • Fixed income securities from up to 92 countries


With investment, your capital is at risk


How we compare


Typical do-it-yourself platform Nutmeg fixed allocation portfolio
Get started in 10 minutes or less
Automatic rebalancing
Automatic dividend reinvestment
Professionally designed
asset allocation
Best in class fund selection
Management fees Avg. 0.35% platform fee 0.45% up to £100K0.25% thereafter

There are other costs associated with investing, find out more about Investing costs and charges

Source: For fees, Nutmeg-commissioned study by Lang Cat, May 2016.

Explore our track record

We have a full 2 year investment track record. We believe in transparency, through the ups and downs of the market, so you can explore for yourself the returns for each of our 5 risk-based fixed allocation portfolios below.

This past performance is based on Nutmeg customer data.

Past performance is not a reliable indicator of future performance.

Learn more about performance and how it's calculated


 
 
 
 
 

 

Nutmeg monthly returns shown in green. Nutmeg daily returns, shown in grey, to show the relative volatility of the portfolios.

*The annualised figure is the return since inception expressed as a compound annual rate. For example, a portfolio with an annualised return of 6% corresponds to an actual return of 19.1% over three years (rather than 18% as you might expect) due to the effect of compounding.

Common track record questions

When is the data updated?

We update this data shortly after each calendar month.

How are Nutmeg's returns calculated?

The past performance is an average of customer returns based on real Nutmeg customer data. The returns are after Nutmeg management fees – see our fee page for more information. Returns also account for investment fund costs and the effect of market spread, after tax. Dividends have been included on an accrual basis.

How we maximise the power of ETFs


High quality funds

Exchange-traded funds are very popular tools used by an array of investors, from institutional investors and hedge funds to pension schemes and private clients. For each asset class in our own portfolios, we choose the funds that offer the best mix of performance, quality and value for money. This way we’re able to bring the average fund cost down across our fully managed, fixed allocation and socially responsible portfolios.

Fractional shares

Every £1 is put to work as efficiently as any £10,000 would be, while we reinvest any dividends across the entire portfolio. Other providers tend to trade ETFs in lots of one share, which, given that some ETFs cost well over £100 per share, makes building a diversified portfolio tricky. We do things a little differently. We can hold a small fraction of one share, on your behalf, which means we can own pennies in any ETF and make global diversification effective at any portfolio size.

Collective buying power

We specialise in building portfolios using ETFs and use our clients’ collective buying power to get the best prices when buying and selling. We bulk together our trades to create economies of scale, and our in-house trading team deals directly with specialist ETF 'market makers' across Europe in order to find the best possible prices. We don’t pay or charge commission and we match deals between clients selling and clients buying to reduce trading further. This process means our portfolios benefit from savings that aren’t available to ordinary investors.


Advice

Nutmeg offers a personal advice service

Recommendations and advice tailored to you, designed by the same expert advisers who deliver it.

Socially responsible investing

Investing shouldn't cost the Earth

Introducing Nutmeg's new socially responsible portfolios