Simple, smart and easy to use stocks and shares ISA

We have created a flexible, transparent and expertly-built stocks and shares ISA to help you reimagine your savings.

Transfer an ISA Open an ISA

With investment, your capital is at risk.

Whether you’re thinking about opening an ISA for the first time or you're an experienced investor looking to transfer one, our flexible, transparent and expertly-built stocks and shares ISA could be right for you.

What is an ISA
A smart way to save

Saving into an ISA — an individual savings account — is a great way to protect your money from tax. Cash ISAs are the most popular, and your first £85,000 should be protected by the FSCS. However, cash ISAs are losing out to low interest rates and inflation.

Investing in a stocks and shares ISA over the longer term could deliver a higher return. Saving all or some of your annual £20,000 ISA allowance into a stocks and shares ISA can be a great way to grow your wealth. Remember, as with all investing, your capital is at risk.

Why get a Nutmeg ISA
See the benefits of a Nutmeg ISA

Everything’s online, so you can manage your account whenever you want, wherever you want, with our award-winning user interface.

Video why nutmeg thumbnail ruth

Watch the video Open an ISA

With investment, your capital is at risk.

  • Tick

    Easy setup
    You can start an ISA online in just 10 minutes.

  • Tick

    Value for money
    We invest only in high-quality, low-cost exchange traded funds.

  • Tick

    No hidden fees
    You’ll always know exactly how much you are paying.

  • Tick

    Know where you stand
    Keep an eye on your account wherever you are, whenever you want.

  • Tick

    Total flexibility
    Withdraw or transfer to another ISA at any time.

  • Tick

    We’re here for you
    Our support team are available by phone, web chat or email.

How to set up an ISA
Start investing with Nutmeg in under ten minutes

Get a stocks and shares ISA from the comfort of your home. No paperwork. No clutter.

Isa desktop 4

Tell us a bit about yourself

Choose your goal, timeframe and an amount you’d like to invest. Select a risk level you’re comfortable with and how you’d like us to manage your money.

Choose a portfolio

We’ll show you a projection of the potential returns you might get. You can also see examples of the kind of investments we might use to build your portfolio and their historical returns.

Isa projection chart

Once we've got all your details, and you've selected your risk level, simply create your account. Then pay online and we’ll take care of the rest.

Transfer an ISA Open an ISA

With investment, your capital is at risk.

How much can I save?
See the difference with a Nutmeg ISA

Compare how investing your money in a stocks and shares ISA could give you a greater return, subject to greater risks, than an interest-paying cash ISA over the long term.


for 10 years

High street
bank cash ISA

Estimated interest rates

Expected value

Cash deposits are generally protected by the Financial Services Compensation Scheme up to £85,000. Check with your provider.

stocks & shares

Based on returns of

Expected value

Your capital is at risk as the value of your investment may fall as well as rise.

As with all investing, your capital is at risk. The value of your portfolio with Nutmeg can go down as well as up and you may get back less than you invest. Past performance is not a reliable indicator of future performance. A stocks and shares ISA may not be right for everyone and tax rules may change in the future. If you are unsure if an ISA is the right choice for you, please seek independent financial advice.

Transfer an ISA Open an ISA

With investment, your capital is at risk.

Portfolios and pricing
How much do I need?

You can open a Nutmeg ISA with just £500 and a £100 monthly contribution. Or, a £5,000 lump sum. Choose to start from scratch or transfer other stocks and shares or cash ISAs.

We offer two investment styles for your stocks and shares ISA. Don’t worry if you’re not sure which one is right for you — you can change this any time you want.

Fully managed portfolios

An intelligent portfolio built and fully-managed by our experienced investment team.

Fee: 0.75% up to 100k,
0.35% after that.

Perfect if you:

  • Want the peace of mind that your portfolio is being managed by our experienced team.
  • Want a team of experts working hard to seek opportunities to improve returns and reduce risk, all for a low fee.

Fixed allocation portfolios

An intelligent, packaged portfolio crafted by our team but with no ongoing strategic intervention.

Fee: 0.45% up to 100k,
0.25% after that.

Perfect if you:

  • Are looking for the greatest diversification at the lowest cost.
  • Are comfortable holding your investments through the ups and downs of the global markets, without our intervention.

Remember, with investment your capital is at risk. The value of your portfolio could go down as well as up and you may get back less than you invest.

How much does it cost?


Investment amount



Your annual Nutmeg fee will be 0.75%, which is about


Avg. investment fund cost


Setup/exit fees


Transaction fees


Trading fees

Find out more about ISAs and Nutmeg

More questions? Read our FAQ

Nutmeg products and services
More ways to invest with Nutmeg

Stocks & shares Lifetime ISA

  • Start from £100

Take advantage of the 25% government bonus when saving towards your first home or retirement.

Personal pension

  • Start from £5,000

An easy to use personal pension with instant 25% government top-up on regular personal net contributions.

General investing

  • Start from £500 with £100/mo

In less then 10 minutes, you can get an intelligent, diversified portfolio. Check in online or on your mobile, 24/7.

Stay up to date with Nutmeg
Enter your email below and receive more information about our products

We'll keep you posted about Nutmeg

As featured in