Simple, smart and easy to use stocks and shares ISA

We've created a flexible, transparent and expertly-built stocks and shares ISA to help you reimagine how you invest.

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With investment, your capital is at risk. ISA rules apply.

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Whether you’re thinking about opening an ISA for the first time or you're an experienced investor looking to transfer one, our flexible, transparent and expertly-built stocks and shares ISA could be right for you.

What is an ISA?
A smart way to save

Saving into an ISA — an individual savings account — is a great way to protect your money from tax. There are a variety of ISAs available in the UK, including a cash ISA, stocks and shares ISA, innovative finance ISA, and a Lifetime ISA.

Investing in a stocks and shares ISA over the longer term could deliver a higher return than a cash ISA, because your money has the chance to grow with the markets. Saving all or some of your annual £20,000 ISA allowance into a stocks and shares ISA can be a great way to grow your wealth. Remember, as with all investing, your capital is at risk.

  • Easy set-up
    You can start an ISA online in just 10 minutes.

  • Value for money
    We generally prefer to use exchange-traded funds (ETFs).

  • No hidden fees
    You'll always know how much you're paying.

  • Know where you stand
    Keep an eye on your account wherever you are, whenever you want.

  • Dig deeper
    See where you're invested with our mobile app.

  • We’re here for you
    Our support team are available by phone, web chat or email.

ISA calculator

See how much your ISAs could be worth in 20 years. Select a risk level, enter the value of your current stocks & shares ISAs, or the amount you will contribute and see what Nutmeg could do for you.

Portfolio value in 20 years

  • £0 Projected value
  • £0 Lowest projected outcome

Select your risk level

Your starting amount


Your monthly contribution

  • More likely
  • Less likely
  • Contributions

Capital at risk. Projections are never a perfect predictor of future performance, and are intended as an aid to decision making, not as a guarantee. The projection includes the effect of Nutmeg fees, investment fund costs, and market spread — personalised according to your planned contributions — but does not take into account the effects of inflation or tax. It assumes income is reinvested. About this projection.

How to set up an ISA
Start investing with Nutmeg in under ten minutes

Get a stocks and shares ISA from the comfort of your home. No paperwork. No clutter.

Tell us a bit about yourself

Tell us a bit about yourself

Choose your goal, timeframe and an amount you’d like to invest. Select a risk level you’re comfortable with and how you’d like us to manage your money.

Choose a portfolio

We’ll show you a projection of the potential returns you might get. You can also see examples of the kind of investments we might use to build your portfolio and their historical returns.

Choose a portfolio

Once we've got all your details, and you've selected your risk level, simply create your account. Then pay online and we’ll take care of the rest.

Transfer an ISA Open an ISA

With investment, your capital is at risk.

Portfolios and pricing
How much do I need?

You can open a Nutmeg ISA with just £500 and a £100 monthly contribution. Or, a £5,000 lump sum. Choose to start from scratch or transfer other stocks and shares or cash ISAs.

Here are the investment styles we offer for your stocks and shares ISA. You can change your investment style any time you want.

Fully managed portfolios

Proactively managed by our experienced investment team. We'll regularly make strategic adjustments to try and protect against losses and boost returns.

Annual Nutmeg fee: 0.75% up to 100k, 0.35% after that

Avg. investment fund cost: 0.21%
Avg. effect of market spread: 0.08%

Perfect if you:

Want the peace of mind that your portfolio is being managed by our experienced team.

Want a team of experts working hard to seek opportunities to improve returns and reduce risk.

Find out more

Fixed allocation portfolios

Designed to perform without intervention. We’ll keep you invested in assets matching your risk level, only reviewing these assets once a year to make sure they’re still right for you. Beyond that, we keep our hands off.

Annual Nutmeg fee: 0.45% up to 100k, 0.25% after that

Avg. investment fund cost: 0.18%
Avg. effect of market spread: 0.08%

Perfect if you:

Are looking for the greatest diversification at the lowest cost.

Are comfortable holding your investments through the ups and downs of the global markets, without our intervention.

Find out more

Remember, with investment your capital is at risk. The value of your portfolio could go down as well as up and you may get back less than you invest.

How much does it cost?

Choose an investment style to see how much you'd pay

If you invest


Your Nutmeg fee will be


There are no additional Nutmeg fees:

£0 Set-up fees
£0 Transaction fees
£0 Trading fees
£0 Exit fees

Additional costs of investing

  • Average investment fund costs of 0.21% per annum, paid to fund providers
  • Average effect of market spread of 0.08% per annum

Understanding the costs of investing

Transferring a part of your investment to another person without converting it to cash is known as an in-specie transfer. If you want to do this with any of your Nutmeg investments, we charge £20 per line of stock.

Find out more about ISAs and Nutmeg

Get answers to more ISA questions

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