Try our pension calculator

Are you saving enough to retire?

In a few easy steps our pension contribution calculator will help you work out what you need to save in your personal pension. Just enter a few details below and check how much you could have in the future.


To have an annual pension of

you may need

a pension pot of

in today's money

which means saving


Seem like a lot? The sooner you start, the sooner you get there. Why not give the Nutmeg pension a try?

How your pension could grow

Nutmeg 2014/2015 Stocks and Shares ISA illustration

See how these figures were derived

The Nutmeg pension is

  • Easy to use
    All your investments in one place, plus instant 25% government top-up on regular personal net contributions, subject to tax status.

  • Clear and simple
    All for a low fee from 0.35% to 0.75% incl. VAT. (Our lower-fee fixed allocation portfolios are not available in pensions.)

  • Expertly managed
    Your own intelligent, diversified portfolio, regularly rebalanced and fully-managed by our expert team.

  • Online 24/7
    See how your investments are performing and exactly how much you're paying — online, 24/7.

With Nutmeg you also get

  • Easy setup
    You can start or transfer a pension online quickly and easily with our award-winning service.

  • Value for money
    We invest only in high-quality, low-cost exchange traded funds.

  • No hidden fees
    You’ll always know exactly how much you are paying.

  • We’re here for you
    If you ever have a question our support team are available by phone, web chat or email.

As with all investing, your capital is at risk. The value of your pension can fall as well as rise and you may get back less than you invest. Eligibility to invest in a pension depends on personal circumstances. Tax rules may change in future. If you need help with pensions, seek independent financial advice. Note that you can't withdraw money from a personal pension until you're 55.

About the Nutmeg pension

How does Nutmeg work?

In a nutshell: we learn about you, choose investments for you, and then — with your contributions — build and manage your pension portfolio on your behalf. For more information visit why nutmeg or read about how we invest.

Is there a minimum investment?

The minimum investment for a Nutmeg pension is £5,000, which allows us to create a globally diverse mix of investments. To get started you can make a contribution from your bank account or transfer pensions into Nutmeg, provided their total value is £5,000 or more.

What are your pension fees?

The Nutmeg pension uses fully managed portfolios for which you pay 0.75% up to £100k and 0.35% beyond. Fixed allocation portfolios are not available in a pension. Find out more about our fee

What is Nutmeg's track record?

We always publish our portfolio performance after fees and compared to our competitors so you can see exactly how we’ve been doing. Please remember that past performance is not a reliable indicator of future performance. View Nutmeg's performance figures

Questions? Visit our Pension centre