An easy-to-use, intelligent personal pension

With investment, your capital is at risk.

The Nutmeg pension is



  • Easy to use
    All your investments in one place, plus instant 25% government top-up on regular personal net contributions, subject to tax status.

  • Clear and simple
    All for a low fee from 0.35% to 0.75% incl. VAT. (Our lower-fee fixed allocation portfolios are not available in pensions.)

  • Expertly managed
    Your own intelligent, diversified portfolio, regularly rebalanced and fully-managed by our expert team.

  • Online 24/7
    See how your investments are performing and exactly how much you're paying — online, 24/7.

With Nutmeg you also get



  • Easy setup
    You can start or transfer a pension online quickly and easily with our award-winning service.

  • Value for money
    We invest only in high-quality, low-cost exchange traded funds.

  • No hidden fees
    You’ll always know exactly how much you are paying.

  • We’re here for you
    If you ever have a question our support team are available by phone, web chat or email.

As with all investing, your capital is at risk. The value of your pension can fall as well as rise and you may get back less than you invest. Eligibility to invest in a pension depends on personal circumstances. Tax rules may change in future. If you need help with pensions, seek independent financial advice. Note that you can't withdraw money from a personal pension until you're 55.

About the Nutmeg pension

How does Nutmeg work?

In a nutshell: we learn about you, choose investments for you, and then — with your contributions — build and manage your pension portfolio on your behalf. For more information visit why nutmeg or read about how we invest.

What are your pension fees?

We like to keep things simple. We have just one annual management fee of just 0.75% up to £100k and 0.35% beyond. (Our lower-fee fixed allocation portfolios are not available in a pension.) Find out more about our fee

Is there a minimum investment?

The minimum investment for a Nutmeg pension is £5,000, which allows us to create a globally diverse mix of investments. To get started you can make a contribution from your bank account or transfer pensions into Nutmeg, provided their total value is £5,000 or more.

What is Nutmeg's track record?

We always publish our portfolio performance after fees and compared to our competitors so you can see exactly how we’ve been doing. Please remember that past performance is not a reliable indicator of future performance. See our results

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An intelligent pension portfolio that's quick and easy to set up.


Start a Pension

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All your personal pension pots in one fully-managed online portfolio.


Transfer a Pension
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Your pension questions answered

What is a pension?

Find out about the main different types of pension available in the UK.
Learn more

How do pensions work?

Different types of pension offer different benefits on retirement.
Learn more

How much can I pay
into a pension?

Pensions are subject to annual and lifetime limits – make sure you’re in the know.
Learn more

Tax and pensions

Learn about how pensions are taxed, and how you can benefit from tax-free allowances.
Learn more

Transfer your pension

You could save time and money by tracking down all your old pensions and consolidating them.
Learn more

What happens to my pension when I die?

It’s not nice to think about, but it’s good to know what would happen to your pension if you died unexpectedly.
Learn more