Smart investing with our general investment account

A flexible way to invest your money in a transparent, diversified portfolio.

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With investment, your capital is at risk.

Why get a Nutmeg GIA
See the benefits of a Nutmeg general investment account


Everything’s online, so you can manage your account whenever you want, wherever you want, with our award-winning user interface.

What is Nutmeg

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Investment portfolios

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  • Easy setup
    You can start an account online in just 10 minutes.


  • Value for money
    We invest only in high-quality, low-cost exchange traded funds.



  • Put your money to work
    Investing can be a great way to grow your wealth.


  • Total flexibility
    Withdraw at any time.



  • No hidden fees
    You’ll always know exactly how much you are paying.


  • We’re here for you
    If you ever have a question our support team are available by phone, web chat or email.

As with all investing, your capital is at risk. A general investment account may not be right for everyone and tax rules may change in the future. If you are unsure if this is the right choice for you, please seek independent financial advice.

What we invest in

We believe long-term, intelligent asset allocation is a far better investment approach than trying to pick a single company that may outperform its competitors. Our expert investment team use a broad range of assets to build sophisticated, globally-diversified portfolios.


Use the slider to see a typical portfolio breakdown based on risk


Balanced
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Portfolio breakdown and investments

Learn more about the investments we use

All holdings are ETFs that meet European regulatory standards (UCITS).


How we buy these assets for you

Once we've determined which assets should go into a portfolio, and in what proportions, we look to invest in them in the most efficient way possible. We generally prefer to use exchange-traded funds (ETFs) because they’re easy to trade, low cost and aim to track the movement of market indices with a high degree of accuracy.

About ETFs

ETFs hold investment assets — like stocks and bonds — and they are widely traded on many stock exchanges. They usually track an index, like the FTSE 100, or the Dow Jones.

Learn more about ETFs

With investment, your capital is at risk

Smarter returns

Globe

Globally diversified, regularly rebalanced

A globally diversified portfolio that’s regularly rebalanced can boost your returns while spreading your risk.

Heart

Lower management fees

Low fees make a big difference over time. You could save 0.5% per year over the typical wealth manager.

Profile

Expert professional management

We won't go chasing hot stocks or market fads. Instead, we'll choose sensible strategies suited for the long-term.

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With investment, your capital is at risk.

Fully managed portfolios

An intelligent portfolio built and fully-managed by our experienced investment team.

Nutmeg fee: 0.75% up to 100k, 0.35% after that

Avg. investment fund cost: 0.19%
Avg. effect of market spread: 0.10%

Perfect if you:

Want the peace of mind that your portfolio is being managed by our experienced team.

Want a team of experts working hard to seek opportunities to improve returns and reduce risk, all for a low fee.


Find out more

Fixed allocation portfolios

An intelligent, packaged portfolio crafted by our team but with no ongoing strategic intervention.

Nutmeg fee: 0.45% up to 100k, 0.25% after that

Avg. investment fund cost: 0.17%
Avg. effect of market spread: 0.10%

Perfect if you:

Are looking for the greatest diversification at the lowest cost.

Are comfortable holding your investments through the ups and downs of the global markets, without our intervention.


Find out more

Remember, with investment your capital is at risk. The value of your portfolio could go down as well as up and you may get back less than you invest.

How much does it cost?

Choose an investment style to see how much you'd pay


If you invest

£25,000

Your Nutmeg fee will be

£/week

Additional costs of investing

  • Average investment fund costs of 0.19% per annum, paid to fund providers
  • Average effect of market spread of 0.10% per annum

Understanding the costs of investing

Setup and exit fees

£0

Standard withdrawals and account closures are free. If you need an in-specie transfer out, it’s £10

Transaction fees

£0

Trading fees

£0
Get started

With investment, your capital is at risk.

You can see all our reviews on the TrustPilot website.

General investing FAQ
Find out more about general investing and Nutmeg


More questions? Read our FAQ

Nutmeg products and services
More ways to invest with Nutmeg

Stocks & Shares
ISA

  • Start from £500 with £100/mo

All the benefits of a General account, plus tax-free returns on up to £20,000 of contributions each year.

Stocks & shares Lifetime ISA

  • Start from £100

Take advantage of the 25% government bonus when saving towards your first home or retirement.

Personal pension

  • Start from £5,000

An easy to use personal pension with instant 25% government top-up on regular personal net contributions.

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