Our investment team do the hard work for you and build a globally diversified portfolio tailored to your investment goals. To keep you on track, we’ll regularly rebalance your portfolio and make strategic adjustments to reflect the economic environment.
With investment, your capital is at risk.
“I want qualified experts to take a hands-on approach to my investments.”
A globally diversified portfolio of exchange traded funds (ETF). An ETF – more here – typically tracks a market index and makes it possible to access a pool of investments without buying each one individually.
Yes. Our team of investment experts will monitor your portfolio for you – so you don’t have to. This means making strategic adjustments to the mix of investments based on news, data and analysis, and rebalancing when necessary, to always ensure you remain aligned to your long-term objectives.
Choose from 10 risk levels – low to high – to reflect your risk appetite.
No. You can have access to your money in a few days, at any time
Below you can see a detailed breakdown of our performance, as well as an indication of how our investments are allocated across global financial markets.
Explore our full 7-year track record for each of our 10 risk-based fully managed portfolios and see how our results compare against our competitors.
This past performance is simulated but based on real market transactions, with all customer portfolios represented as a single portfolio for each risk level. Past performance is not a reliable indicator of future performance.
*The annualised figure is the return since inception expressed as a compound annual rate. For example, a portfolio with an annualised return of 6% corresponds to an actual return of 19.1% over three years (rather than 18% as you might expect) due to the effect of compounding.
Capital at risk.
Would you prefer to lower your costs as much as possible? If so, fixed allocation might be for you. Would you prefer for someone to watch over your investments with the ability to make changes on a daily basis? In that case, you might consider fully managed.
In terms of how they’re designed, fully managed portfolios have a forward-looking perspective, with the investment team making decisions about market value, market momentum, prevailing cyclical and structural forces expected to impact in the near to medium term. The investment team learns from past behaviour but is not tied to it.
The fixed allocation portfolios have a backward-looking perspective. They are constructed with the implicit assumption that past long-term market behaviour will be repeated in the future over the long term.
These differences in investment perspective and portfolio flexibility help to explain asset allocation differences between fixed and fully managed portfolios and the resulting short and medium-term portfolio returns.
Fully managed portfolios cost more than fixed allocation ones because they are an investment service, overseen and managed by Nutmeg’s experienced investment team. Fixed allocation portfolios are cheaper because they are an off-the-shelf investment product that does not require daily management by our investment team.
For the fully managed portfolios, our investment team monitor and attribute the performance of every decision taken. They engage in debate and reflection, testing team views against internal and external opinion. Risk monitoring and management form key elements of this service.