Pensions and retirement
Discover more about pensions and other investing accounts that can help you prepare for the retirement lifestyle you want.
Find out why it is never too soon to start building towards your future, and how to make the right decisions for later life.
Will your pension pot be big enough to retire at 55?
21 December 2023|14 min
We've been totting up the figures on how to retire comfortably at 55 in the UK (though the nominal minimum pension age will rise to 57 in 2028). To retire at 55 with financial freedom, and some luxuries such as overseas holidays, it is estimated that an individual would need annual income of around £37,300 per year. A couple would need £54,500. We explore how much you will need to give your pension a boost, including estimates for monthly contributions and total pot size.
Do I need a financial adviser for my pension?
4 October 2023|6 min
While it’s not mandatory to seek financial advice when starting or investing in a pension, it may still be a good idea to speak with an expert to manage risk and get a clearer understanding of tax efficiencies, ultimately giving you the best chance of hitting your retirement goals.
Pension or property – which is best to fund your retirement?
20 September 2023|6 min
It’s a question many of us face when we think about funding our retirement – whether to invest in property, downsize your home, or focus more on a personal pension. Here are the pros and cons of each route to creating a stronger financial future.
The pensions market in 2023: your views
11 September 2023|5 min
In order to better understand the needs and concerns of the UK public, we asked 2,000 UK adults about their retirement plans, with some fascinating insights. Here we talk about some of the key highlights and some possible steps if you find yourself in a similar situation.
A guide to tracing, consolidating and transferring your pensions
16 June 2023|6 min
With many of us having multiple workplace pensions from the different jobs we’ve held, as well as perhaps a personal pension, planning for your retirement can sometimes feel overwhelming. Here’s our guide on how to get a clearer view, including consolidating old pensions into one pot.