Set personal goals and choose how much risk you want to take.
Get an intelligent portfolio
Our team will build you a high-quality, diversified investment portfolio so all your eggs aren't in one basket.
Relax and enjoy your life
Sit back with peace of mind while we keep your investments in line with your chosen risk for you.
See the difference with a Nutmeg ISA
Compare how investing your money in a stocks and shares ISA could give you a greater return, subject to greater risks, than an interest-paying cash ISA over the long term.
Cash ISA returns
Nutmeg calculations are based on data from Bank of England, Bloomberg as at 06/07/2017. Money market rates have been used to estimate future interest rates at monthly and yearly intervals up to ten years ahead. ISA rates are calculated monthly based on the historic premium of ISA deposit rates (excluding unconditional bonuses) over a money market rate. Rates beyond ten years are assumed to equal the ten year rate.
Stocks & shares ISA returns
Investment returns are influenced by attitude to risk, make-up of the investment portfolio, and market performance. For these calculations, we are using the following FCA-recommended assumptions:
We have assumed annual fees of 1.0%, which has been deducted from the projections shown. (Nutmeg's fee is up to 0.75%, with avg. investment fund costs of 0.19% and avg. effect of market spread of 0.10%, for a total of 1.04%.) We also assume income is re-invested. This does not include the effects of tax or inflation.
As with all investing, your capital is at risk. The value of your portfolio with Nutmeg can go down as well as up and you may get back less than you invest. Past performance is not a reliable indicator of future performance. A stocks and shares ISA may not be right for everyone and tax rules may change in the future. If you are unsure if an ISA is the right choice for you, please seek independent financial advice.
How to get started
To join Nutmeg and qualify for the special offer, make sure you start your sign up journey by providing your Avios Travel Rewards Programme or British Airways Executive Club membership number at the top of the page.
We will then take you to our regular sign-up process where you start by entering how much you’d like to invest and the level of risk you’d like to take. You can adjust these settings in our portfolio tool until you’re happy to proceed.
Avios is the smart way to turn your everyday spending into extraordinary time out. Every time you buy groceries, fill up the car, book a flight, or shop online you could be collecting Avios to use towards flights, cabin upgrades, car hire or hotels.
You can collect Avios through the British Airways Executive Club or The Avios Travel Rewards Programme. Avios are issued and redeemed in accordance with Avios Terms and Conditions.
You can see an online, jargon-free overview of your investments whenever you like, so you’ll always know exactly how they’re performing and how much you’re paying. Learn more about our fees
If you ever have questions, our friendly team of customer support experts are here to help. Get in touch via built-in secure Nutmail, live chat, or phone to talk to a real person.
With an ISA you don’t pay any Capital Gains Tax on returns from your annual £20,000 allowance, and Pensions are the most tax efficient way to save for your retirement. We also make it easy for you to transfer in old pensions and ISAs so you can have all your investments in one place.
The more you save into your Nutmeg account — whether it be into your ISAs, Nutmeg pension or regular investment portfolio — the lower your fee rate.
Every year the government gives you a tax-free allowance in the form of an Individual Savings Account (ISA). There are two main sorts of ISA — a Cash ISA and a Stocks and Shares ISA. Nutmeg offers only Stocks and Shares ISAs. An individual can only contribute money to one Stocks and Shares ISA and one Cash ISA in each tax year...
If you’ve had ISAs in previous years it might be worth your while to transfer them. You can transfer cash ISAs to stocks and shares ISAs and vice versa. Here at Nutmeg, we only do stocks and shares ISAs. See how to transfer an ISA to Nutmeg...
When you set up an ISA with Nutmeg, we put the ISA wrapper on your account as a whole. This means that you can create as many pots as you like — from paying for your children's education to buying a new home — and don't have to worry about which one is your ISA...
This offer is applicable to new customers only. New customers are defined as those who have not previously invested with Nutmeg
This offer cannot be used in conjunction with any other new customer promotion or offer.
This promotion cannot be used in conjunction with the opening of a Lifetime ISA.
In order to validate this offer, the new customer must:
Begin the sign-up process on www.nutmeg.com/avios-reg and provide a valid Avios Travel Reward Programme or British Airways Executive Club membership number.
Create and fund a Nutmeg account with the standard minimum opening deposit of £500 as well as committing to £100 monthly contribution, or an initial contribution or £5,000.
Should you wish to open a pension, there is a minimum investment of £5,000 specifically for this product.
If a customer withdraws their account balance within 12 months of opening their account Nutmeg reserves the right to withdraw £50 from the closing balance before returning funds.
Your 2,500 Avios may take up to 45 days to reach your Avios Travel Rewards or British Airways Executive Club account from when we receive an initial contribution to Nutmeg.
Only one Avios reward per new customer.
Terms and Conditions apply to Avios redemptions. Reward flights bookings are subject to availability. Avios are issued and redeemed in accordance with Avios terms and conditions and flights may be subject to availability which may be limited or not available on some routes at certain times especially during peak travel periods. The usual taxes, fees and carrier charges apply to Reward Flights.
Nutmeg is the sole arbiter of these rules, excluding the redemption of Avios rewards which are liable to Avios T & Cs.
If gaming of the offer is found, Nutmeg reserves the right to cancel this promotion and remove any other promotions from the customer’s account.
An invitation to participate in this offer does not provide assurance that you will be accepted as a customer of Nutmeg.
Our standard terms relating to your use of Nutmeg and your account apply and are not affected in any way by this offer.
This offer is subject to change and Nutmeg reserves the right to withdraw this offer after 5,000 customers have redeemed, or due to unexpected operational constraints which negatively impact the Nutmeg customer experience.