Open a Nutmeg account today and collect up to 300,000 Avios*

*Invest or transfer between £500 and £19,999 and collect 1 Avios for every £1 invested

*Invest or transfer between £20,000 and £200,000 and collect 1.5 Avios for every £1 invested

New customers only

See full terms and conditions

Investing with Nutmeg

Smart investing for everyone.

Open an account with as little as £500. Our team will build you a high-quality, diversified investment portfolio so all your eggs aren't in one basket.

You don’t have to be a stock market expert to have an investment portfolio. You just have to know your financial situation, risk tolerance and how much you want to invest. We do the rest.

Get started

About Avios

Avios is the smart way to turn your everyday spending into extraordinary time out. Every time you buy groceries, fill up the car, book a flight, or shop online, you could be collecting Avios to use towards flights, cabin upgrades, car hire or hotels.

Avios are issued and redeemed in accordance with Avios Terms and Conditions.

Sign up to the Executive Club

How much does it cost?

Choose an investment style to see how much you'd pay

If you invest


Your Nutmeg fee will be


There are no additional Nutmeg fees:

£0 Set-up fees
£0 Transaction fees
£0 Trading fees
£0 Exit fees

Additional costs of investing

  • Average investment fund costs, paid to fund providers:
    • Fixed allocation ...
    • Fully managed ...
    • Socially responsible investments ...
  • Average effect of market spread of ... per annum

Understanding the costs of investing

Transferring a part of your investment to another person, company, or entity without converting it to cash is known as an in-specie transfer. If you want to do this with any of your Nutmeg investments, we charge £20 per line of stock.

Three investment styles. One great service.

We offer three investment styles for you to choose from‌. All of our portfolios are diversified across asset classes, countries and sectors.

Remember, with investment your capital is at risk. The value of your portfolio could go down as well as up and you may get back less than you invest.

Smarter returns


Globally diversified,
regularly rebalanced

A globally diversified portfolio that’s regularly rebalanced can boost your returns while spreading your risk.


Award winning
investment service

Your Money Best Online Stocks & Shares ISA provider five years in a row.


Expert management

Our experienced team doesn’t chase hot stocks or market fads. Instead, we choose sensible strategies suited for the long-term.

As featured in

London Evening Standard
The Telegraph
City A.M.
The Wall Street Journal

Collect up to 300,000 Avios promotion terms and conditions

  1. This offer is open to new customers only. New customers are individuals who:
    1. have not invested with, or used the services of, Nutmeg Saving and Investment Limited (Nutmeg) before; and
    2. in Nutmeg’s reasonable opinion, are capable of being accepted as a customer of Nutmeg, in accordance with the requirements of Nutmeg’s Standard Terms and Conditions, and all applicable law
  2. This offer will:
    1. open for acceptance from 00:01 on the 31st July 2020; and
    2. close when it has been accepted by 400 new customers, or at 23:59 on the 21st August 2020, whichever occurs first.
    3. The period between 2(a) and (b) is the Offer Period.
  3. This offer cannot be used:
    1. in conjunction with any other Nutmeg offer, or promotion; or
    2. multiple times for an individual new customer; or
    3. to invest into a 100%-cash pot.
Accepting the offer
  1. To accept Nutmeg’s offer, and receive up to 300,000 Avios (the Reward) you must do each of the following things:
    1. sign-up via the link
    2. give us your email address, using the field provided; and
    3. provide a valid British Airways Executive Club membership number; and
    4. fund your new Nutmeg product by making a minimum investment of £500 (including Junior ISA and Lifetime ISA)
When and how the Reward will be issued
  1. The Reward will be issued in accordance with the following rates:
    1. when you invest up to £19,999, you will receive 1 Avios per £1 you contributed; or
    2. when you invest from £20,000 and up to a maximum of £200,000, you will receive 1.5 Avios per every £1 you contributed.
  2. Your Avios may take up to 45 days to reach your British Airways Executive Club account from when Nutmeg receives the initial contribution.
  3. If you make a withdrawal within 24 months of opening your account which takes your account balance below your initial invested amount, Nutmeg reserves the right to withdraw the following amounts from your account balance:
    Initial invested amount Deduction
    Up to £4,999 £50
    £5,000 - £9,999 £100
    £10,000 - £14,999 £150
    £15,000 - £19,999 £200
    £20,000 - £24,999 £275
    £25,000 - £29,999 £350
    £30,000 - £34,999 £425
    £35,000 - £39,999 £500
    £40,000 - £44,999 £575
    £45,000 - £49,999 £650
    £50,000 - £54,999 £725
    £55,000 - £59,999 £800
    £60,000 - £64,999 £875
    £65,000 - £69,999 £950
    £70,000 - £74,999 £1,025
    £75,000 - £79,999 £1,100
    £80,000 - £84,999 £1,175
    £85,000 - £89,999 £1,250
    £90,000 - £94,999 £1,325
    £95,000 - £99,999 £1,400
    £100,000 - £109,999 £1,550
    £110,000 - £119,999 £1,700
    £120,000 - £129,999 £1,850
    £130,000 - £139,999 £2,000
    £140,000 - £149,999 £2,150
    £150,000 - £159,999 £2,300
    £160,000 - £169,999 £2,450
    £170,000 - £179,999 £2,600
    £180,000 - £189,999 £2,750
    £190,000 - £199,999 £2,900
    £200,000 and over £3,000
Nutmeg’s Standard Terms and Conditions, and the additional terms applicable to this offer
  1. Nutmeg reserves the right to withdraw the offer at any time without prior notice in cases of suspected abuse, fraud or violation of its rules.
  2. Terms and Conditions apply to Avios redemptions. Reward flights are subject to availability. Taxes, fees and carrier charges apply. Avios are issued and redeemed in accordance with British Airways Executive Club terms and conditions. For full details see
  3. Nutmeg is the sole arbiter of these rules, excluding the redemption of Avios which are subject to British Airways Executive Club Terms and Conditions.
  4. This offer, the ISA, GIA and Nutmeg Pension, and transfers and withdrawals, are subject to, and governed by, Nutmeg’s Standard Terms and Conditions and the general law. If there is a conflict between (a) the terms of this offer; and (b) Nutmeg’s Standard Terms and Conditions and the general law, the latter will prevail.
  5. Nutmeg charges management and other fees. The details are available here.
  6. This offer is subject to change, and Nutmeg reserves the right to withdraw this offer due to unexpected operational constraints.

Nutmeg Saving and Investment Limited is authorised and regulated by the Financial Conduct Authority, whose address is 12 Endeavour Square, London E20 1JN, Our firm registration number is 552016. Nutmeg is covered by the Financial Services Compensation Scheme. There is more information about this in our Standard Terms and Conditions