How to invest for your future – and theirs.
From key milestones such as cohabiting with a partner or getting married, to saving towards a child's education or leaving a legacy behind - find out how to make the most out of your money for you and your loved ones at different stages of life.
Best options for grandparents – Junior ISA or ISA?
29 March 2023|5 min
Whether it’s a little bit of money in a birthday card or something more substantial, grandparents often want to help with their grandchildren’s financial futures. Our guide weighs up the differences between traditional ISAs and Junior ISAs, so grandparents can decide which may better suit their grandchild’s needs.
Why you can’t buy a home and it’s not because of Netflix
29 September 2022|7 min
Netflix, avocado, coffee and brunch – we’ve all heard the clichés blaming Generation Rent’s struggles on their spending habits. Over the years a range of influential voices have come out and declared they’ve found the secret to reversing the decline in home ownership among the young, which has fallen continually over the past 30 years.
How long will it take you to get on the property ladder?
24 August 2022|5 min
We are a nation of homeowners – at least notionally we are. While the UK has traditionally had a love affair with property and home ownership – fostered by successive government initiatives from right to buy to help to buy – the reality is that for many getting a foot on the property ladder has never felt harder.
What’s the difference between a JISA and a Child Trust Fund?
25 July 2022|7 min
In the coming years, the cost of living could well be even higher than it is today, especially for younger people who have yet to build wealth. With this in mind, we look at two tax-efficient investment options that could help give today’s children a financial steppingstone for adulthood.
Climate change encourages investing for children’s future (with a Junior ISA)
18 November 2021|4 min
The pandemic has brought the importance of being financially prepared into the spotlight. Coupled with concerns around climate change, growing numbers of adults have been investing in socially responsible investments for their child’s future.
Best ISA options for grandparents
17 February 2021|3 min
Whether it’s in the form of cash in birthday cards or something more substantial, the idea of grandparents helping to give their grandchildren a financial head start is not new. In fact, our client services team regularly hears from grandparents looking to put some money away for young children. So, what options do grandparents have?
Is a Junior ISA right for you (and your child)?
4 February 2021|6 min
The Junior ISA (or JISA) has captured plenty of attention in the eight years since its introduction. Understandably so, given many young people are either struggling to get a foot on the property ladder or shouldering thousands of pounds in student debt – or both.
The Bank of Mum and Dad: helping your children on to the property ladder
13 January 2020|6 min
When it comes to your children’s future, not much is predictable. You don’t know if your child will be gay or straight, artistic or sporty, a deep-sea diver or Wimbledon champion. However, one thing you can be fairly certain of is that they’ll need a place to live when they grow up. How do you ensure the Bank of Mum and Dad has enough in it to help them?