Pensions and retirement
Discover more about pensions and other investing accounts that can help you prepare for the retirement lifestyle you want.
Find out why it is never too soon to start building towards your future, and how to make the right decisions for later life.
Should you use flexible drawdown in retirement?
24 November 2022|6 min
More people are accessing their pension pots using something called “flexible drawdown”. Despite growing in popularity, there’s still some confusion around when and how to use it, and the longer-term impact it can have on your pension pot and retirement plans.
Why socially responsible investing (SRI) could be the most prudent plan for your pension
10 November 2022|6 min
Momentum behind socially responsible investing (SRI) has grown tremendously in recent years, and as a trend rooted in long-term change it can be an ideal strategy to consider when investing for your retirement. So, what impact can a socially responsible pension really have?
Should I put all my pensions together in one place?
20 October 2022|4 min
If you’ve had more than one job, then it is likely that you have more than one workplace pension. While it is possible to have more than one pension, putting your pensions together in one place can have some advantages for both you, and your family.
Pension basics: The different types of UK pensions explained
13 October 2022|11 min
Thinking about pensions can be intimidating, especially if you’ve yet to set out your own retirement goals. So, let’s start with the basics. Here we look at the different types of pensions available in the UK to help you decide which options are right for you.
Don’t delay your pension contributions
5 October 2022|6 min
For many people in their twenties, thirties and forties paying into a pension is maybe the last thing on their minds. Younger people tend to have competing demands on their money such as monthly student loan repayments, paying for master’s degrees or professional qualifications, saving for a first home and furnishing it, getting married and having children. It’s no wonder that paying into a pension gets pushed to the bottom of the priority list.
An essential guide to the state pension – your FAQs answered
22 September 2022|12 min
The state pension is a valuable source of income for many people in retirement. Throughout your working life it’s important to keep abreast of whether you’ll be eligible and how much you might receive, but it’s not always easy.
What is a SIPP? A 2022 guide to Self-Invested Personal Pensions
15 June 2022|6 min
A self-invested personal pension (SIPP) is a type of personal pension that offers more choice about where and how your investments are placed than a typical pension administered by a pension fund manager. The changing world of work has led many of us to consider opening a SIPP to give us some control over our retirement savings. Learn how SIPPs and other personal pensions differ and which might be best for you.