Zhenya Karamcheva

Zhenya joined Nutmeg in 2019 as an investment and risk analyst. She has previous experience in risk management, personal finance and retirement research with the Pension Protection Fund and Fidelity Investments. Zhenya holds a master’s degree in Finance from MIT Sloan School of Management.

Diversification, the only free lunch in investing

7 April 2020|4 min

In the recent environment of heightened market volatility and daily news on the direction of markets or coronavirus spread, it is not surprising that people are re-evaluating their investment decisions. While you may have heard a lot of talk about risk, volatility, corrections and crashes, there is one feature of your portfolio that should always remain in focus: diversification.