Annabelle is personal finance specialist at Nutmeg. She is also the author of Why Women Are Poorer Than Men, which looks at economic inequality and gender. In addition to her interest in addressing the gender gap in savings, investment and financial outlook, she is interested in the role of socially responsible investing and the moves the industry is making to offer more ESG-focused investments to retail investors.
Don’t delay your pension contributions
5 October 2022|6 min
For many people in their twenties, thirties and forties paying into a pension is maybe the last thing on their minds. Younger people tend to have competing demands on their money such as monthly student loan repayments, paying for master’s degrees or professional qualifications, saving for a first home and furnishing it, getting married and having children. It’s no wonder that paying into a pension gets pushed to the bottom of the priority list.
Why you can’t buy a home and it’s not because of Netflix
29 September 2022|7 min
Netflix, avocado, coffee and brunch – we’ve all heard the clichés blaming Generation Rent’s struggles on their spending habits. Over the years a range of influential voices have come out and declared they’ve found the secret to reversing the decline in home ownership among the young, which has fallen continually over the past 30 years.
An essential guide to the state pension – your FAQs answered
22 September 2022|12 min
The state pension is a valuable source of income for many people in retirement. Throughout your working life it’s important to keep abreast of whether you’ll be eligible and how much you might receive, but it’s not always easy.
ISA vs savings account: Which is best for you?
8 July 2022|8 min
There are a range of savings accounts on the market all aimed at helping you make the most of your hard-earned money. There are nuances to each of them and which are best depends on your age, goals, how much you have to put away and how long for.
Which could be the right ISA investment strategy for you?
23 March 2022|5 min
Saving and investing used to be for scrooges and squares, but they’ve become pastimes for millions of people who know that being financially savvy is far from geeky – it’s the way to fund their best life. Strategising, maximising and squirrelling away more of their income has become a lifestyle for legions of younger Brits, helped along by online communities who share tips on having ‘no-spend’ days or weeks, growing their wealth through investment and potentially reaching complete financial freedom.
What rising interest rates mean for your money
4 February 2022|5 min
This week the Bank of England increased its base interest rate to 0.5% from 0.25% in a bid to quash the rapidly rising cost of living. Annabelle Williams explains what impact the change could have on your wallet and the economy at large.
Four financial New Year’s resolutions
13 January 2022|4 min
January is the time to take stock of where you are in life and make plans for the year ahead. Alongside the usual aims of getting fit, finding love or career progression, more people are including financial goals among their new year’s resolutions.
Climate change encourages investing for children’s future (with a Junior ISA)
18 November 2021|4 min
The pandemic has brought the importance of being financially prepared into the spotlight. Coupled with concerns around climate change, growing numbers of adults have been investing in socially responsible investments for their child’s future.