The Nutmeg team

Nutmeg clients are able to easily change the risk profile of their investments, but is this something you should consider given current volatile market conditions?  

A self-invested personal pension (SIPP) is a type of personal pension that offers more choice about where and how your investments are placed than a typical pension administered by a pension fund manager. The changing world of work has led many of us to consider opening a SIPP to give us some control over our retirement savings. Learn how SIPPs and other personal pensions differ and which might be best for you. 

The world of finance and investing can often seem confusing, cluttered and bloated with jargon. It needn’t be that way.

With UK inflation, as measured by the consumer price index (CPI), climbing once again to a 30-year high of 6.2% in the 12 months to February, according to latest ONS statistics, it’s time to take a fresh look at what steps we can all take to protect our wealth from the eroding effect of price rises.  

Saving and investing used to be for scrooges and squares, but they’ve become pastimes for millions of people who know that being financially savvy is far from geeky – it’s the way to fund their best life. Strategising, maximising and squirrelling away more of their income has become a lifestyle for legions of younger Brits, helped along by online communities who share tips on having ‘no-spend’ days or weeks, growing their wealth through investment and potentially reaching complete financial freedom. 

Every investor hopes the value of their investments will increase over time. However, sometimes the value of an investment falls, stays flat or fluctuates up and down. When investment values change fast, it is said that financial markets are volatile. But why does market volatility happen? 

When the Lifetime ISA was introduced in 2017, it was intended to help people put money away for their first home or retirement. If you’ve been using a Lifetime ISA (LISA) to get you onto the property ladder, it could be helpful to know what steps you need to take now that your home purchase is in sight.

Owning your own home – for some it’s a major life goal and picking out pillows, plants and appliances for your potential new home is exciting. But there can be major obstacles in your way; from saving your deposit, finding a property you can afford and going through the purchase process. We spoke to first-time buyers Luke and Mark about their experiences of getting on the housing ladder using a stocks and shares Lifetime ISA, where your contribution is topped up with a 25% government bonus.

Thinking of overpaying your mortgage or starting to invest? These are the five questions you should ask yourself.

The Junior ISA (or JISA) has captured plenty of attention in the eight years since its introduction. Understandably so, given many young people are either struggling to get a foot on the property ladder or shouldering thousands of pounds in student debt – or both. 

It’s an issue that affects billions of lives, entire economies and receives far too few column inches. We take a look at how Nutmeg investors, and investors more generally, can limit their exposure to – and even alleviate – water stress.

When it comes to your children’s future, not much is predictable. You don’t know if your child will be gay or straight, artistic or sporty, a deep-sea diver or Wimbledon champion. However, one thing you can be fairly certain of is that they’ll need a place to live when they grow up. How do you ensure the Bank of Mum and Dad has enough in it to help them?