An easy-to-use, intelligent personal pension

An easy to set up and accessible pension plan. See your pension’s value and how it’s performing — whenever you want.

As with all investing, your capital is at risk. The value of your pension can fall as well as rise and you may get back less than you invest. Eligibility to invest in a pension depends on personal circumstances. Tax rules may change in future. If you need help with pensions, seek independent financial advice. Note that you can't withdraw money from a personal pension until you're 55.

The Nutmeg pension is


  • Easy to use
    All your investments in one place, plus instant 25% government top-up on regular personal net contributions, subject to tax status.

  • Clear and simple
    Nutmeg fee between 0.35% and 0.75%, inc. VAT. Plus avg. investment fund cost of 0.19% and avg. effect of market spread of 0.10%. (Our lower-fee fixed allocation portfolios are not available in pensions.)

  • Expertly managed
    Your own intelligent, diversified portfolio, regularly rebalanced and fully-managed by our expert team.

  • Online 24/7
    See how your investments are performing and exactly how much you're paying — online, 24/7.

With Nutmeg you also get


  • Easy setup
    You can start or transfer a pension online quickly and easily with our award-winning service.

  • Value for money
    We invest only in high-quality, low-cost exchange traded funds.

  • No hidden fees
    You’ll always know exactly how much you are paying.

  • We’re here for you
    If you ever have a question our support team are available by phone, web chat or email.

About the Nutmeg pension


How does Nutmeg work?

In a nutshell: we learn about you, choose investments for you, and then — with your contributions — build and manage your pension portfolio on your behalf. For more information visit why nutmeg or read about how we invest.

What are your pension fees?

One low Nutmeg fee of 0.75% up to £100k and 0.35% beyond. Plus avg. investment fund cost of 0.19% and avg. effect of market spread of 0.10%. (Our lower-fee fixed allocation portfolios are not available in pensions.) Learn more about fees

Is there a minimum investment?

The minimum investment for a Nutmeg pension is £5,000, which allows us to create a globally diverse mix of investments. To get started you can make a contribution from your bank account or transfer pensions into Nutmeg, provided their total value is £5,000 or more.

What is Nutmeg's track record?

We always publish our portfolio performance after fees and compared to our competitors so you can see exactly how we’ve been doing. Please remember that past performance is not a reliable indicator of future performance. See our results

Your assets are held by State Street Corporation, one of the world's largest custodian banks, and Barclays Bank.This means that your money is always kept separate from Nutmeg’s assets. Remember, as with all investing there is risk: the value of your investments can go down as well as up.

Learn more

Plus

Start a pension

An intelligent pension portfolio that's quick and easy to set up.

Transfer arrows

Transfer a pension

All your personal pension pots in one fully managed online portfolio.

As with all investing, your capital is at risk. The value of your pension can fall as well as rise and you may get back less than you invest. Eligibility to invest in a pension depends on personal circumstances. Tax rules may change in future. If you need help with pensions, seek independent financial advice. Note that you can't withdraw money from a personal pension until you're 55.

Pension FAQ
Find out more about pensions and Nutmeg


More questions? Read our pension FAQ

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